Lets Talk Credit And Mortgage Loans

Dated: 08/23/2019

Views: 277

When is the last time you looked at your credit report?  

Did you know that you are entitled to a free credit report annually?  Just click here and follow the prompts and in just a few seconds you'll have all 3 credit reports from Transunion, Experian, and Equifax. Easy Peasy! I just got all three of mine!  https://www.annualcreditreport.com

Home loans are everywhere! There are so many options out there.  Our preferred lender here at Remax Edge is Southern Trust Mortgage (STM) and here are a few points to remember: 

  • VA Loans: Active Duty, Retired Veterans, Disabled Veterans, Prior Service (2 years active or 6 years reserves)

    • NO Down Payment

    • Minimum Credit Score with STM is 600

    • Lower Interest Rates

  • FHA Loans: Buyers with little down payment

    • 3.5% down payment

    • Lower Interest Raes

    • Minimum Credit Score with STM is 600

  • USDA Loans: Buyers with No Down Payment 

    • 100% Financing (no down payment)

    • Lower Interest Rates

  • Conventional Loans: Buyers with Good Credit and Money for Down Payment

    • 5% Down Payment

Here's a link to complete your application with Southern Trust Mortgage


Bottom line, check your credit so you know where you stand and get preapproved!  Don't give up! 

Let me know if I can help. 

Let's Buy a House! 

April Venegas

Remax Edge

(785) 236-1572


Blog author image

Kristionna Dufresne

Hello and welcome! I would love to assist you in your home buying and selling needs. I hope I can take this tedious process and make it easy, effortless, and a worthwhile experience for you! If you ha....

Want to Advertise on this Site?

Latest Blog Posts

What Is GenX

A few years back, it was revealed a chemical plant located south of Gray's Creek NC (Chemours) was legally dumping a by-product into the nearby Cape Fear river. They had been doing this for

Read More

Underground Oil Tank Liabilities

Uncovering the Liabilities of an Underground Oil Tankby W. ERIC SCHULT   (Contact Eric for Home Inspection Pricing and questions.  910-876-7770)  https://www

Read More

Be A Millionaire

Most of us want to be one right?  The rat race isn't helping us get there.  Get rich quick schemes aren't helping us get there.  So, how do we do it?Real estate.  

Read More


Congratulations to the first winner of many first friday giveaways, Casaundra out of Rennert, NC. First friday giveaway is sponsored by Realtor Marlon Waddy and his company Waddy Homes and Credit.

Read More